Follow your financial dreams with confidence.
At M&T Bank, we are intentional in supporting your family and your community. We are dedicated to partnering together along your financial journey, whether that be preparing for your first family home, growing your small business, or assisting you in achieving financial wellness. We believe in celebrating your big and small milestones alongside you.
Ways to connect with us
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Bankers who speak your language
At M&T, we have Spanish speakers ready to help you with your banking needs. Schedule an appointment with a Spanish-speaking representative.
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Phone
assistance
If local bilingual representation is not available in your area, we can serve you through our language translation services by calling 1-800-724-2440.
Monday–Friday 6am–9pm ET and Saturday–Sunday 9am–5pm ET
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ATM
translation
Spanish-language option available at any of our 1,500 ATMs.
Financial education available to you.
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Understanding Finance
We've built a financial education center with you in mind. Wherever you are in your financial journey, M&T Money Mentor can help. Explore topics such as budgeting, credit management, wealth building and retirement, and more at your own pace. It's like having the experience and knowledge of an M&T banker wherever you go.
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Starting a business?
Running a business is an exciting but complex task. We understand that you need the tools to help you get started and maintain a successful business. We've compiled our top resources for business success.
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Additional Resources
We’re here to help you better understand the banking process a little bit easier. Find the answers to many of your questions with reliable sources such as the Consumer Financial Protection Bureau (CFPB) and Federal Deposit Insurance Corporation (FDIC).
Frequently asked questions and answers
The minimum requirements you need to open a checking or savings account include a minimum deposit of $25, a valid ID, and proof of address. For all requirements, please contact one of our bilingual branches.
The identification documentation you submit will be used to help verify your identity and protect your accounts. Banks must collect information to comply with the USA PATRIOT Act. For more information, please contact one of our bilingual branches.
There are different ways to send and receive money. For international services, M&T account holders can transfer funds. For domestic transfers, there are a variety of ways you can transfer funds, including Zelle® payments, wire transfers, bill pay, internal transfers, or deposits. For more information, please contact one of our bilingual branches.
For more information on the Terms and Conditions of each account, please contact one of our bilingual branches. If you have questions about common fees for checking accounts, please visit our checking page. If you have questions on the Terms & Conditions associated with M&T Bank Visa® credit cards, please visit here. Please note that when opening an account, all terms and conditions will be displayed in English.
How will the identification documentation I submit be used?
You can use multiple IDs to open an account.
Products to fit your needs.
Explore products and services designed to help you achieve your goals.
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Honoring the contributions of the Hispanic/Latino community
COMMUNITY, FAMILY, TRADITION
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Together We Can
At M&T Bank, we believe that supporting our neighbors makes the communities we live in and love even stronger.
Committed to our Communities
M&T EXECUTIVE SUMMARY
As we continue to evolve our sustainability journey, we share our key focus areas from 2023, highlighting our successes and exploring opportunities for improvement.
Supporting our Hispanic/Latino Communities
Our purpose is to make a difference in peoples lives and empower the communities we service.
Banking without barriers.
MULTICULTURAL BANKING
M&T believes everyone deserves the opportunity to thrive financially. We're committed to empowering all individuals, families, and businesses in our communities and what makes them unique including their race, ethnicity, preferred language, national origin, sexual orientation, gender identity, immigration status, and abilities to reach their financial goals.
We are with you every step of the way. Our team provides support and resources tailored to your needs and technology to make banking easier. M&T is committed to building bridges to your financial success, not barriers.