Compare and open a business checking account
Open a M&T business checking accounts that meet your business needs. All business checking accounts can enjoy access to Online and Mobile Banking, Merchant Card Services, Business Financing and personalized support from our business banking experts.
No monthly maintenance fee for 12 months{{d2019*}}
NEW CUSTOMER BONUS
For a limited time on Simple Checking for Business
For start-ups
M&T SIMPLE CHECKING FOR BUSINESS
Designed for businesses just starting out, this business checking account has the basics to help manage your business finances.
Earn up to a $1,500 bonus{{d1168*}}
NEW CUSTOMER BONUS
For a limited time on Tailored Business Checking with qualifying activities
For growing businesses
M&T TAILORED BUSINESS CHECKING
A customized business checking account designed to scale as your business grows and your checking needs change.
Earn up to $1,500
LIMITED TIME OFFER
New business checking customers can earn a cash bonus when opening an M&T Tailored Business Checking account with required activities.{{d1168*}}
Simple Checking for Business |
Tailored Business Checking |
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Monthly Maintenance Fee |
$10{{d2019*}} | $20{{d730*}} |
Waive the business checking account monthly maintenance fee with deposits from M&T Merchant Services{{d493*}} |
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Waive the business checking account monthly maintenance fee when you reach certain goals with M&T Business Rewards Credit Card{{d492*}} |
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Number of Transactions Included Each Month |
100 | 500 |
Additional Transaction Items Fee{{d369*}} |
$1.00 per item in excess of first 100 checks paid, checks deposited, deposit tickets ACH credits and ACH debits | $0.50 per item in excess of first 500 checks paid, checks deposited, deposit tickets ACH credits and ACH debits |
Online Banking and Mobile Banking for Business |
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Paper Statement Fee |
$3 (waived if account is enrolled in electronic delivery and does not receive paper statements) | $3 (waived if account is enrolled in electronic delivery and does not receive paper statements) |
Business Debit Card with Chip Technology |
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Customize Your Debit Card{{d367*}} |
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Your business has unique needs
We offer an array of products designed for the needs of every business customer.
Specialty Business Checking Accounts
Explore BizFlex Checking, Commercial Checking, Non-Profit Checking, and M&T Business Interest Checking account options.
Business Debit & ATM Cards
For purchases that come right out of your business checking account, choose the M&T Business Debit Card or ATM Card for Business.
Online & Mobile
Banking
With our Online & Mobile Banking services, you can access your account information from your mobile device, tablet or computer.
Banking for Attorneys
Nota offers business checking and trust account management that integrates into the workflow of your law firm.
How to open a business checking account
MAKE THE SWITCH
When it comes to switching banks or starting a business, we know the process can seem overwhelming. To make it easier, we've created a step-by-step Switch Kit for business interested in switching to M&T.
Top Small Business Checking Account FAQs
- Business Checking Accounts are used for everyday transactions like purchases or bill payments. Business Checking accounts allow you to make deposits and withdrawals, and offer a number of ways to easily access your funds such as checks and debit card capabilities. Deposits can be made using cash, electronic fund transfers (EFT), ACH, and wire transfers.
- Business Savings Accounts can help you earn interest on your money where your funds can grow over time
M&T Bank is proud to serve our business clients through our local network of over 700 branches and 1,800 ATMs across the Northeast. To find your local branch, visit our Branch & ATM page.
We can also help you reach your goals, when you schedule a meeting with a banker to help you plan for today and in the future.
And as always, we have the tools and solutions that allow you to bank on your schedule with Online & Mobile Banking for Business.
You can open a business checking account in less than 10 minutes. Select the business checking options that meets your business needs and open your checking account online or schedule an appointment with your local branch for in-person support. If you open an account online you’ll need
- Personal Identification:
- All applicants must bring two (2) primary forms of identification OR one (1) primary and two (2) secondary forms of ID:
- Primary ID: Driver’s license, passport, state-issued or authorized city-issued ID, resident alien ID, military ID, veteran’s healthcare ID, firearm ID or global entry card
- Secondary ID: US Visa, paystub, home rental agreement, utility bill, major credit/debit card or vehicle registration
- Owner/Signer Information- All applicants are subject to review of past account handling and verification of the information provided
- Full legal name
- Address
- Date of Birth
- Country(ies) of citizenship
- Country of residence
- % of ownership (only for owners)
- Social Security
- Business Documentation - The following is a general list and does not apply to all business types:
- Corporation (S Corp or C Corp)
- Certificate/Articles of Incorporation
- Sole Proprietor:
- DBA or Business Certificate (in states where this applies)
- LLC:
- Limited Liability Agreement
- Limited Liability Partnership
- Non-Profit:
- Articles of Incorporation
- Articles of Association/Organization
- Partnership:
- General partnership
- Unincorporated Associations:
- Membership Agreements
New small business checking account customers can enjoy one promotional standard check order at no cost, valued at $150, on their first check orders only.
If you need to order new checks, the fastest way to reorder checks for your business account is directly through our check printer, Deluxe Corporation. Call 1-800-328-0304 to order by phone or Order Now.{{d1224*}}
You can also stop by your local M&T branch, and a Relationship Manager can assist you with check reordering.
Refer friends - and earn up to $500{{d1242*}}
IT PAYS TO SHARE
Earn a $50 Visa® Reward Card when you refer a friend or family and they open a new checking account with the link you send them and complete the qualifying transactions. You could earn up to $500 per calendar year.
