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PERSONAL LOANS AND LINES OF CREDIT

Whether you're looking to fund a home improvement project, consolidate your high interest balances, purchase a your dream vehicle, or maybe you just need extra cash, we're here to help.

Loan Options

Fixed interest rate means a predictable monthly amount to help simplify your life

Personal Loan

Personal Loan

Take a look at M&T Bank's competitive rates and loan options to find a personal loan that suits your needs.

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Auto Loan

Auto Loan

Car or truck shopping? Whether you're buying new or used, apply for an M&T Bank auto loan with a quick approval process.

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Marine & Recreational Vehicle Loans

Marine & RV Loans

M&T offers competitive loan options for boat, motorcycle, and recreational vehicles to help take you where you want to go.

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Student Loans

Student Loans

When federal student aid is not enough, explore student loan options to help you pay for education.

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Credit Lines

A line of credit gives you the flexibility to use the fund as you need, and pay back the amount you use.

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M&T Visa® Credit Cards

Apply for an M&T Visa® Credit Card today to take advantage of valuable benefits like competitive rates, our rewards program and introductory offers.

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M&T CHOICEquity HELOC Icon

M&T CHOICEquity HELOC

Make your home work harder for you. Our CHOICEquity line of credit is there when you need it, with the option of variable and fixed rates. 

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Overdraft Line of Credit

An overdraft line of credit helps protect you when your checking account runs dry and allows you to continuously access to funds within your approved credit limit.

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Looking for a way to calculate your unique lending needs? Explore our calculator library to help you answer a variety of lending-specific questions.

Financial Education Center

Whether you are creating a household budget, starting a business, paying for college education, or saving for retirement, M&T can help.

There are two ways to build your financial literacy – browse a library of relevant topics or simply answer a few questions and receive custom resources based on your current needs and future goals.