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LINES OF CREDIT AND PERSONAL LOANS

Whether you're looking to fund a home improvement project, consolidate your high interest balances, purchase a your dream vehicle, or maybe you just need extra cash, we're here to help.

Lines of Credit

A line of credit gives you the flexibility to use the fund as you need, and pay back the amount you use.

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M&T Visa® Credit Cards

Apply for an M&T Visa® Credit Card today to take advantage of valuable benefits like competitive rates, our rewards program and introductory offers.

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M&T CHOICEquity HELOC Icon

M&T CHOICEquity HELOC

Make your home work harder for you. Our CHOICEquity line of credit is there when you need it, with the option of variable and fixed rates. 

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Overdraft Line of Credit

An overdraft line of credit helps protect you when your checking account runs dry and allows you to continuously access funds within your approved credit limit.

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Personal Loans

Fixed interest rate means a predictable monthly amount to help simplify your life

Personal Loan

Personal Loans

Take a look at M&T Bank's competitive rates and loan options to find a personal loan that suits your needs.

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Auto Loan

Auto Loans

Car or truck shopping? Whether you're buying new or used, apply for an M&T Bank auto loan with a quick approval process.

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Marine & Recreational Vehicle Loans

Marine & RV Loans

M&T offers competitive loan options for boat, motorcycle, and recreational vehicles to help take you where you want to go.

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Student Loans

Student Loans

When federal student aid is not enough, explore student loan options to help you pay for education.

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Looking for a way to calculate your unique lending needs? Explore our calculator library to help you answer a variety of lending-specific questions.

Financial Education Center

Whether you are creating a household budget, starting a business, paying for college education, or saving for retirement, M&T can help.

There are two ways to build your financial literacy – browse a library of relevant topics or simply answer a few questions and receive custom resources based on your current needs and future goals.