Mortgage F A Qs
Get answers to frequently asked questions about mortgages.
Getting home just got easier.
Whether you are buying your first home or looking for a new one,
we will help you get home faster.
Where are you in your home buying journey?
We understand your experience is unique and are here to help with next steps.
What can I afford?
We’re here to help you understand what works best for your financial situation so you can make a decision that is comfortable for your budget.
Get pre-approved on the spot.
Getting pre-approved gives you confidence when negotiating and can move you through the home buying journey more quickly.
I found my new home and my offer was accepted.
Congratulations -- Our mortgage experts are here to guide you through your next steps.
What to expect
We’re with you every step of the way.
Buying a home can be stressful. We'll make sure you know what to expect to help you move confidently through the process.
Learn More
BANKING WITH M&T
M&T MORTGAGE CUSTOMERS
"M&T was wonderful and did a great job! We will be referring anyone we can to them for any loans they need in the future."
M&T MORTGAGE CUSTOMERS
TOOLS & RESOURCES
Mortgage Loan Types
Read more about the different home loan options that M&T offers.
RESOURCES & INSIGHTS
3 Reasons to Consider a Mortgage Refinance
Learn about three ways refinancing a mortgage could have an immediate impact on your financial situation.
According to statistics released by the U.S. Small Business Administration (SBA) for total approved loans through the SBA's 7(a) lending program during the federal fiscal year ending 9/30/2024.
Source: Coalition Greenwich 2022 Commercial Banking Program.
This information is being provided for informational purposes only and is neither a loan commitment nor a guarantee of any interest rate. If you choose to apply for a mortgage loan, you will need to complete our standard application.
Our consideration for approval of your mortgage loan application will include verification of the information obtained in connection with your request, including but not limited to income, employment, asset, property value and/or credit information. Our loan programs are subject to change or discontinuation at any time without notice. Not all products are available in all states. Refinancing to reduce total monthly payments may lengthen repayment term or increase total interest expense. Interest rates are subject to change without notice.