START GROWING YOUR CASH TODAY

Earn 4.75% Annual Percentage Yield with a Premium Savings account

Save and earn more when you open our new high-yield savings account - a great way to maximize your savings and keep your money accessible.

Zip Code Prompt

Some of our products and features might be different depending on your location.

Enter your ZIP code so we can make sure the information you see is accurate.

Showing results for ZIP code . Change

See why a high-yield Premium Savings account could help you reach your goals.

Stop by your nearest M&T branch to talk to a Relationship Manager and open your new account.
No minimum opening balance icon

No minimum opening balance required.

No monthly maintenance fee icon

No monthly maintenance charge{{d131*}} when you have a minimum average daily balance of $10,000 or more. Regularly $20 per month if this requirement is not met.

Competitive interest rate icon

Earn a competitive interest rate of 4.75% APY while having easy access to your money.

Branch icon

Deposits are FDIC Insured up to maximum limits

Premium Savings account perks

Conveniently access and manage your account

Online or on your phone with M&T Online & Mobile Banking

Tools to keep you informed of any changes in your accounts

Can provide Overdraft Protection to a linked M&T checking account

Combined statements

Compatible with Direct Deposit and M&T's Easy Save​

M&T's Easy Save is a feature that allows automatic transfers between M&T accounts – so you can save more.

Premium Savings Interest Rates

This is a variable-rate account and the rate may change after the account is opened. The minimum balance to obtain the advertised APY is $1.00.  APY stated is accurate as of today's date. Fees could reduce earnings on the account. Rates differ by region. Interest is compounded daily and paid monthly.

Find a Branch

If you don't need the flexibility to access your money for awhile, lock in a great rate with a Certificate of Deposit (CD).