Protect Your Business with Integrated Fraud Prevention Services.

FRAUD & PROTECTION SERVICES

Our interconnected solutions provide your business with the tools it needs to detect, combat, and prevent fraud.

Increase Your Efficiency and Profitability

Equip your business against payment fraud with our expert advice and resources.

Payment Fraud Checklist

Facts About Fraud

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Rapid Threats

Fraudulent wire and ACH transfers can occur within days or even hours of the exposure.

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Covert Breaches

You may not even realize your organization's account information has been compromised until it's too late.

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Recovery Challenges

Retrieving lost funds typically involves a lengthy and complex process with no assurance of full recovery.

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Essential Assessments

Regular reviews of your business's fraud risk and control measures are crucial in safeguarding your financial resources.

Positive Pay Services

Mitigate the risk of check fraud with our Positive Pay Services. Share an electronic file of check issuance details with us. With Positive Pay we will compare incoming checks serial numbers and dollar amounts against your records. Our Payee Positive Pay service we will compare incoming checks serial numbers, dollar amounts and payee name against your records, alerting you to any discrepancies for your review. And with Reverse Positive Pay there is no need to submit a file. M&T will report all your paid checks from the previous business day, and you review and return any paid check you determine to be unauthorized.

Additional Check Fraud Prevention Services:

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Check Block

Lock down your account against check fraud.

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Maximum Dollar Protection

Set a ceiling on check amounts to automatically flag and review any high-value transactions. 

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Stale Date Protection

Avoid outdated check fraud with automatic rejection of old checks. 

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Account Validation Services

Using the Account Validation Treasury Center widget, enter the payment receiver’s account and routing number to validate the status of an account.

Combine with our Account Reconciliation Services for an even more robust defense against fraud.
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Secure your Automated Clearing House (ACH) transactions with comprehensive oversight and control over electronic payments.

Scrutinize transactions with an extra layer of security, ensuring only legitimate payments are processed.

Access detailed records of your transactions to monitor and review payment activities efficiently.

Enjoy a direct, secure channel for your ACH transactions, minimizing risks and delays.

Understand the clear, straightforward setup process and transparent fee structure for using our ACH Monitor service.

ACH Account Number Masking with UPIC

Enhance your payment security with a Universal Payment Identification Code (UPIC), masking your sensitive account information during ACH transactions.

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Security Benefits

Your UPIC acts as a shield, hiding your real bank details from potential fraudsters, significantly reducing the risk of unauthorized access.

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Operational Benefits

A UPIC increases the security of ACH payments so you can enjoy benefits like reduced processing times, decreased reliance on paper transactions, and lower costs.

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Insights & Resources

Gain the upper hand against fraud.

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Protect Your Business from this Leading Fraud Method

BUSINESS EMAIL COMPROMISE (BEC) scams are still highly prevalent and are the root cause of payment fraud...

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Essential Strategies for a Secure Digital Environment

As businesses continue the shift to digital payment options, there is more of an opportunity to misunderstand the...

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A Comprehensive Guide to Fortifying your Defenses

Fraud continues to be a threat in 2023. Is your business prepared? As the world continues to become more digitally...

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An Overview of Trending Fraud Methods and Prevention Strategies

Phishing attempts using fake URLs and malicious websites are now on the rise. Online scammers are constantly...

Learn more about the benefits for your business.

Start a conversation with one of our dedicated team members today to discuss your service needs and learn how you can unlock greater accuracy and efficiency with M&T Bank's personalized solutions. Call 1-800-724-2240 (Monday-Friday 8am-6pm ET) to speak with us or complete the form. 

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