Automated Clearing House Services
PAYMENT SERVICES
Explore our suite of Automated Clearing House solutions designed to elevate your business transactions with seamless electronic transfers and unparalleled security.
Discover the transformative impact ACH can have on your business operations.
Streamlined Account Reconciliation
Simplify your financial records, reducing errors and saving time.
Cost Savings
Minimize check processing charges for a more cost-effective financial approach.
Enhanced Security
Say goodbye to damaged, lost, or stolen checks, ensuring the safety of your transactions.
Time Efficiency
Spend less time preparing checks and have employees' pay available by 9 am ET on payday through direct deposit.
Control with ACH Debit Filter
Safeguard your account by limiting third-party debits to pre-authorized parties.
Experience the benefits of ACH for your business.
Start a conversation with one of our dedicated team members today to discuss your service needs and learn how you can unlock greater accuracy and efficiency with M&T Bank's personalized solutions. Call 1-800-724-2240 (Monday-Friday 8am-6pm ET) to speak with us or complete the form.
Same Day ACH
Accelerate your payments with same-day processing for both credit and debit origination.
WITH SAME DAY ACH YOU WILL RECEIVE
Faster Payroll Payments and Off-Cycle Transactions
Enjoy swift options for payroll as well as off-cycle payments like bonuses.
Point-of-Sale Check Conversions
Seamlessly convert paper checks into electronic transactions at the point of sale for accelerated funds availability.
Expeditious Bill Payments
Accelerate your bill payment processes and streamlining your financial operations.
Domestic ACH Credits and Debits
Effortlessly manage your financial transactions within the United States. Originate electronic credits and debits, optimizing your payment processes and providing a secure and efficient way to handle domestic transactions.
Optimize your ACH transaction reporting with Electronic Data Interchange Processing
Enhance efficiency in electronic payment processing for a seamless financial experience.
Electronic Data Interchange (EDI) is the most efficient way to receive reporting on different types of ACH transactions with EDI-formatted information attached.
Let our reporting software take care of your electronic payment processing needs with translation and reporting features that provide critical payment details while saving you time.
Simplify your decision-making process with M&T Bank Payables services.
We empower your business payments with security, efficiency, and effectiveness. Explore each solution's features and benefits to find the perfect fit for your business needs.
Transaction type
ACH
Same Day ACH
Wire Transfers
Instant Payments
Direct Deposit of Payroll
Immediate Settlement
Healthcare Payments
Recurring Payment Processing
Corporate Vendor Payments
Electronic Tax Payments
Child Support Payments
Monthly Bill Collections
International Transfers
24/7/365 Processing
Ensure the security of your ACH payments with our Integrated Fraud Prevention Services.
Fraud Review & Approval
Fortify your accounts against unauthorized ACH payments.
Payee Positive Pay Services
Share an electronic file of check issuance details with us. We'll compare incoming checks against your records, alerting you to any discrepancies for your review.
Direct Transmission ACH Origination
Streamline financial control by submitting direct transmission ACH files.
ACH Account Number Masking with UPIC
Enhance your payment security with a Universal Payment Identification Code (UPIC), masking your sensitive account information during ACH transactions.
Stay informed and discover tools that empower your treasury management journey.
ACH vs Wire Transfers
The method you choose to manage your accounts payable can have a significant impact on your business operations. Learn how to compares the uses, costs, and risks.
Real-Time Payments in the Public Sector
Real-Time Payments (RTP) is the first new payment rail in forty years since the development of the ACH network. Supported through The Clearing House by M&T Bank, it has created the foundation for instant payments in the United States.
Commercial Resources & Insights
Cutting-edge trends, industry news, and innovative solutions. Stay ahead and empower your business in the ever-evolving landscape of treasury management.
