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Manage your cards, your way.

Access convenient tools and features that allow you to stay in charge and help keep your card accounts secure. 

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Enroll in Digital Banking

Features that help protect every M&T Card

Get card security alerts

Sign up to receive alerts via text, email or push notification when transactions happen, a card PIN is changed or other suspicious activity occurs. 

M&T Bank Alerts are available for your M&T Card through M&T Online Banking. Suspicious activity alerts notify customers of certain potentially fraudulent activity on their M&T Card. Alerts are designed to be a helpful account management tool, but they do not identify all potential fraudulent activity and are not a substitute for security and fraud precautions including, but not limited to, verifying statements and being aware of your outstanding payments and available balance. For your protection, “suspicious activity” and “card PIN change” email alerts cannot be disabled. M&T Bank is not liable for any losses customers may incur due to an alert not being delivered. Your mobile carrier's text messaging and data charges may apply.

Lock & unlock your card

Have the ability to temporarily lock your card when you need to and unlock it again when you're ready. 

Report lost or stolen card

If you lost your card or are experiencing fraud on your account, log in to easily disable your card and M&T will issue a new one. 

Defend Against Fraud

Use your cards with confidence knowing M&T Assurance helps detect, prevent and resolve fraud.

Save time with these do-it-yourself card tools

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Designed with features to make checkout fast and convenient — whether you shop in store or online.

Contact-Free Checkout

Look for the contactless icon and simply tap your card when you check out at any store.

Enhanced Security

Get added protection from fraud with chip technology strengthening the security of all your card transactions.

Digital Wallet

Add your M&T card(s) to your preferred digital wallet app for fast, easy checkout, online or in-store, with all the same security benefits as using your physical card.

Visa will process transactions similar to how they process your physical card transactions today except rather than receiving your actual card number, merchants will receive the unique virtual card number associated with your M&T credit, debit or Commercial card. M&T Commercial Cards are not eligible for use with Garmin Pay.
Financial Education Center

Improve your financial understanding.

Set personalized playlists for your unique situation and get step-by-step guides and advice for how to save for college, a house, your business or retirement.

Learn More

Got questions? We're here to help.

If you are an M&T Online Banking customer, you may enroll in alerts by logging into your Online Banking account and navigating to M&T Bank Alerts in the Services menu. You may also enroll by logging into the M&T Mobile Banking app and choosing Alerts from the Menu icon on the top left.

Three ways to transfer an existing balance to your M&T Card:

  • Log into M&T Online Banking - click “Payments and Transfers” tab and select “Credit Card Balance Transfer” and follow the instructions 

  • Call 1-866-279-0888 and have your credit card number ready

  • Visit any M&T branch

View All Online & Mobile Banking FAQs
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.