Special Introductory Rate Offer

Apply for an M&T CHOICEquity now to receive a special introductory rate of 6.99% APR for the first six billing cycles (intro variable rate of Prime – 1.51%). Variable rate as low as 8.44% to 15.89% APR thereafter.{{d971*}}

HELOC Rate and Payment Calculator

M&T CHOICEquity

*Required fields are denoted by asterisks

M&T Relationship Rate Discounts**

Discover your home's potential.

Your home may be your most valuable asset. Our HELOC rate and payment calculator makes it easy to estimate monthly payments based on loan amount, LTV{{d106*}}​ and credit score.{{d971*}}

Your results for a line of credit:

Monthly Payment{{d971*}}

 

Interest-only payments during ten-year draw period, or   per month if you choose Principal and Interest payments.{{d971*}}

 

 Starting Variable Interest Rate{{d971*}}

100.00%

Quoted payment and interest rate are based on information provided including, but not limited to, requested loan amount, LTV{{d106*}}​ and credit score. Actual rate may vary. Payment amounts assume the line is fully drawn. Rates are subject to change, payment example is for illustrative purposes only.

We were unable to find a solution that matched the information provided.  Please contact the Call Center at 1-800-724-2440 or visit your local branch for additional information and to apply.

The requested loan amount is too high based on the value of your home.  Please check your inputs and try again, or contact the Call Center at 1-800-724-2440 or visit your local branch for additional information and to apply.

HELOC Rate Handler

 

Rate Info
PrimeRate 8.00%
PrimeAsOf 9/20/24
IntroMargin -1.51%
LowMargin -0.56%
HighMargin +6.89%
MinAPR 2.99%
MaxAPR 15.90%
ExampleAmount $25,000
ExamplePayment $222
ExampleAPR 8.84%

 

Early Closing Fees
CT 4,443
DE 3,806
ME 2,956
MD 18,409
MA 3,956
NH 3,088
NJ 4,674
NY 30,231
VT 3,657
VA 7,370
DC 4,866
WV 3,276