Mortgages & Loans
Explore your home loan choices, interest rates and payment options – even apply – online or connect with one of our experts to find the right mortgage for you.
Finance your dreams
M&T has a variety of lending options to help fund your ambitions. Whether you're looking to pay for a college education, buy a home for your family, or maybe you just need extra cash, we're here and ready to help.
In This Section
- Why Finance With M&T? > Learn more about how M&T's competitive financing options, personalized service and efficient loan process can help you reach your goals.
- Mortgages > Every borrower has different needs. That's why M&T offers such a wide range of home mortgage options – and experienced representatives – to help find the right solution for you.
- Buying a Home in Need of Improvement > M&T's Renovation Mortgages offer low down payments, low closing costs and a variety of loan terms.
- Building a Home > Secure a new home construction loan and enjoy borrower-friendly loan terms, a straightforward process and the ability to choose the exact home you want.
- Manage Your Mortgage > Have an existing mortgage with M&T Bank? Enroll or log in to access all of your mortgage information online, make payments, and more.
- CHOICEquity Home Equity > Make your home work harder for you. Get access to a home equity line of credit when you need it, with the option of variable and fixed rates.
- Personal Loans > Take a look at M&T Bank's competitive rates and loan options to find a personal loan that suits your needs.
- Auto Loans > Car or truck shopping? Whether you're buying new or used, apply for an M&T Bank auto loan with a quick approval process.
- Marine & Recreational Vehicle Loans > Whether you're dreaming of open waters or the open road, M&T Bank offers boat loans, RV loans, motorcycle loans and other recreational loans at competitive rates to help take you where you want to go.
- Student Loans > When federal student aid is not enough, explore student loan options to help you pay for education.
- M&T Visa Credit Cards > Apply for an M&T Visa® Credit Card today to take advantage of valuable benefits like competitive rates, our rewards program and introductory offers.
- Repayment Assistance Options > If you need help with your M&T mortgage, credit card or loan payments, contact us to discuss repayment assistance options that may be available for you.