To receive the bonus (“Bonus”) you must: open a new M&T EZChoice Checking, MyChoice Plus Checking, MyChoice Plus Checking with Interest or MyChoice Premium Checking account between 9/5/2024 and 2/28/2025, and the account must receive a total of at least $500 in qualifying direct deposits within 90 days of account opening. Qualifying direct deposits include recurring electronic deposits of payroll, pension or Social Security. Person-to-person, bank transfers or other electronic money transfers, such as those made through Internet payment services, do not qualify. Checking Bonus will be credited to the account within 90 days of the account receiving the required qualifying direct deposits, as long as the account is still open at the time we seek to credit the bonus, and all of the eligibility requirements are satisfied.
Bonus offers are not available to anyone that has received a cash bonus credited to a personal M&T checking account within the last 12 months (Refer Friends Program is excluded from this 12-month period), employees of M&T Bank or any of its affiliates. Only the primary signer on the new checking account may be eligible for the Bonus. The promo code is required at account opening to qualify for the bonus. Only one bonus will be awarded per customer, regardless of the number of accounts opened. A $50 early close-out fee applies if the account is closed within 180 days of opening. Bonus offers may vary by product and region, are not transferable and are reportable for tax purposes.

​Use of the M&T Custom Card design service is subject to program Terms and Conditions and Image Guidelines. See full terms and conditions at mtb.com/customcard 

Discount available using any M&T Debit Card or M&T Visa^® Credit Card. The 10% discount is valid for both in-store and online purchases of regular-priced merchandise. Online purchases must use code ix4oZ6az during online checkout to apply the 10% discount. Online discount code ends June 30, 2025.