Wire Transfer Services
PAYMENT SERVICES
Efficiency meets security while managing high-value, time-sensitive payments for businesses of all types and sizes.
Domestic Wire Transfer Services
Tailored to meet the financial needs of businesses operating within the United States, these services provide a seamless solution for transferring funds with precision.
Settle invoices, manage payroll, and initiate other high-value payments within the U.S. quickly and conveniently.
Advanced encryption protocols and secure authentication methods ensure that your domestic wire transfers are conducted with the highest level of protection.
Our Domestic Wire Transfer services seamlessly integrate with international financial systems, making it an ideal choice for businesses with diverse financial needs.
International Wire Transfer Services
Designed to facilitate secure and efficient global fund transfers, these services empower businesses to navigate the complexities of international finance.
Seamlessly transfer funds to international beneficiaries, facilitating cross-border trade, payments, and investments.
Stringent security measures and compliance with international financial standards safeguard your transfers against potential risks. ljjkhsfjdslfkjdslfjdlfkjdslfjdlkfjdslkfdsjlkfjdslk
Our International Wire Transfer services support transactions in multiple currencies, allowing you to navigate the global marketplace with ease.
Looking for quick answers? See our Frequently Asked Question.
Unlock a suite of capabilities that empower your financial operations.
Tailored to meet the financial needs of businesses operating within the United States, these services provide a seamless solution for transferring funds with precision.
View, print, or export comprehensive summaries and detailed information about your wire transfers.
Initiate single wire payments effortlessly when needed.
Establish an automated wire transfer sent to the same beneficiary upon a schedule (monthly, weekly, bi-weekly, daily, etc.) in a fixed or variable dollar amount.
Efficiently manage and reuse payment instructions by manually entering and saving templates for wire payments.
Access and customize Standard Reports, including Foreign Exchange Rates, Template Detail Report, and Payment Detail Report.
Choose from a variety of wire service options tailored to your business needs.
Batch Wires
Optimize efficiency by sending multiple wire payments in a single batch through our Batch Wire Transmission service.
Direct Transmission
Streamline your wire transfer process with direct transmission capabilities via FTP.
Retail Branch Wires
Visit an M&T Bank branch for in-person assistance with your wire transfers.
Telephone Wires
Initiate wire transfers conveniently over the phone.
Simplify your decision-making process with M&T Bank Payables services.
We empower your business payments with security, efficiency, and effectiveness. Explore each solution's features and benefits to find the perfect fit for your business needs.
Transaction type
ACH
Same Day ACH
Wire Transfers
Instant Payments
Direct Deposit of Payroll
Immediate Settlement
Healthcare Payments
Recurring Payment Processing
Corporate Vendor Payments
Electronic Tax Payments
Child Support Payments
Monthly Bill Collections
International Transfers
24/7/365 Processing
Experience the benefits of Integrated Payables for your business.
Start a conversation with one of our dedicated Relationship Managers today to discuss your service needs and learn how you can unlock greater accuracy and efficiency with M&T Bank's personalized payable solutions. Call 1-800-724-2240 (Monday-Friday 8am-6pm ET) to speak with us or complete the form.
Yes. Utilize our Batch Wire Transmission service to send batch wire files via FTP transmission directly to our wire payments system for efficient processing.
No, Automated Standing Transfers occur once per day in the morning based on the account's available opening balance. However, clients can set up multiple transfers if needed.
An FX wire is a payment sent to an international financial institution in a currency other than US dollars. M&T clients can initiate FX wires over the phone or via the web platform, with exchange rates automatically applied.
A drawdown request is an outgoing message requesting funds to be wired to an M&T client's account, often used as a "reverse wire" to consolidate funds from other banks into their M&T accounts.
Stay informed and discover tools that empower your treasury management journey.
ACH vs Wire Transfers
The method you choose to manage your accounts payable can have a significant impact on your business operations. Learn how to compares the uses, costs, and risks.
Real-Time Payments in the Public Sector
Real-Time Payments (RTP) is the first new payment rail in forty years since the development of the ACH network. Supported through The Clearing House by M&T Bank, it has created the foundation for instant payments in the United States.
Commercial Resources & Insights
Cutting-edge trends, industry news, and innovative solutions. Stay ahead and empower your business in the ever-evolving landscape of treasury management.
