An M&T Business Debit Card provides convenient access to your M&T accounts, and because of chip and contactless technology, it's a faster and more secure way to pay.

• Use in place of cash and checks to pay for purchases at millions of businesses worldwide in person, online, in-app or by phone
• With contactless technology, tap to pay for a faster, more secure checkout
• Added protection by multiple security programs
  • M&T Assurance®
  • Visa Secure
  • Visa Zero Liability{{d195*}}
  • Chip Technology
• Make electronic bill payments
• Access linked M&T accounts (up to 4 checking, 4 savings and 2 Lines of Credit or Visa Credit Cards)
• Individual cards for authorized users, with unique cards and PIN numbers
• ​Convenient account access
  • Online or on your phone with M&T Online Banking for Business and Mobile for Business
  • At one of our 1800 M&T Bank ATMs
  • In person at your local M&T branch
• ​Cards are customizable so you can show your style
• Checkout is quick and easy when you enroll in Digital Wallet

This product is best for people who:

• Are small business owners or managers
• Want an alternative to credit cards for purchases
• Rely on convenient access to business checking account funds
• Enjoy the flexibility of a single card for:
  • In-store purchases
  • Online or in-app purchases
  • Cash withdrawals from an ATM
  • Easy transfers between linked M&T accounts
• Make frequent business-related purchases, including:
  • Office supplies
  • Client dinners
  • Business travel expenses
  • One-time and recurring invoices/bills
  • Internet purchases
  • Phone orders

Cardholders must be authorized signers on all deposit accounts linked to their cards.

Enhance your debit card account by taking advantage of:

• Online Banking for Business{{d135*}} to easily access your mo​ney, wherever you are
• Custom Card Options​ to personalize your card​​​

Learn more about the M&T Business Card. Read our comprehensive FAQs.