Streamline Your Financial Operations with Integrated Payables.

PAYMENT SERVICES

Integrated Payables is an innovative solution designed to streamline your business’s financial transactions by consolidating multiple payment processes into one efficient system.

Discover Integrated Payables

Consolidate multiple payment processes into one efficient system and streamline your business’s financial transactions. 

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Single File Transmission

Eliminate the complexity of managing multiple payment files. With our Integrated Payables, you can send one consolidated file in a format compatible with your existing systems, saving you time and reducing errors.

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Simplified Payable Processes

Our service integrates various payment methods - including checks, Positive Pay, virtual credit cards, Automated Clearing House (ACH), and wires - into a single, streamlined process. Experience the ease of managing all your payments in one place.

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Benefits of Integrated Payables

Integrated Payables is more than a payment processing tool. It's a comprehensive solution designed to simplify and optimize your payables processes. 

Review and approve payment instructions, stay updated with real-time job statuses, choose your preferred delivery options, and access in-depth reports to maintain crystal-clear visibility over all payables activities.

Reduce the risk of human error and fraud. Our automated process minimizes manual entry, leading to more accurate and secure transactions.

Our innovative payables solution grows with you, ensuring seamless management of your payments without the need to expand your team.

Experience the benefits of Integrated Payables for your business.

Start a conversation with one of our dedicated Relationship Managers today to discuss your service needs and learn how you can unlock greater accuracy and efficiency with M&T Bank's personalized payable solutions. Call 1-800-724-2240 (Monday-Friday 8am-6pm ET) to speak with us or complete the form. 

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Case Studies

Discover how businesses like yours are transforming their payables processes with our Integrated Payables solutions.

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Bead Industries

Learn how Integrated Payables helped Bead Industries accelerate payments, boost vendor satisfaction, and open new revenue streams.

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Quinnipiac University

Discover how Integrated Payables modernized Quinnipiac University’s financial processes, boosting efficiency and improving their vendor relationships.

Frequently Asked Questions

Browse through our FAQ section for quick answers to common queries about how Integrated Payables can streamline your business's financial operations.

If you are currently sending a high volume of various payments, are upgrading your ERP system, are considering moving volume from check to Commercial Card, or are just looking to take a more proactive approach to managing your payables process, Integrated Payables can be a valuable solution for you.

You can include your instructions for Automated Clearing House (ACH), wire transfer, check (including printing), and Commercial Card payments all in one file.

During onboarding M&T Bank will provide you specifications for the file that you will submit to M&T via transmission.

You will receive email and/or transmission confirmation that M&T has received your file. The notification will include details of any initial errors detected.

Consolidated Payables is currently a straight-through-process only. Online approvals are not currently available but are a planned enhancement.