Credit Card FAQs

PERSONAL CREDIT CARDS

Have questions about M&T credit cards? Find answers in our credit card Frequently Asked Questions.

Credit Card Basics

Lean more about basic credit card information.

Credit Card Rewards

Details on how to earn and redeem M&T Rewards points.

Custom Card

Find out more about M&T Custom Card options and how to customize your card using the Design Studio.

Online & Mobile Banking

M&T Online Banking and Mobile Banking questions? We’re here to help.

Rates & Payments

Answers to your questions about how to pay your credit card  bill and the rates associated with your account.

Secured Card

Questions on how to how to build your credit responsibly with an M&T Secured Credit Card? You'll find the answers here.

Understanding Your Account

Learn more about your M&T credit card account.

Visa Secure

Find answers to the most common Visa Secure questions here.

Ways To Pay

Learn more information about all your payment options like chip, digital wallets, and contactless technology.

The application process is simple.

Get Started

Current M&T customers can apply online or visit their nearest branch. New customers can set up an appointment to take the next steps. Prefer to talk to someone? Both current and new customers can apply by phone at 1-877-779-3525.

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Call

Call to speak with a Credit Cards specialist

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Schedule an Appointment

Visit one of our branches