Prepare for tomorrow. Live for today.

From planning and investing to borrowing and banking — a clear path to work toward your financial goals.

Embrace your future - you earned it.


Holistic planning rooted in your goals.

You deserve the opportunity to grow and preserve your wealth. The professionals at Wilmington Advisors @ M&T can help create a plan for your unique aspirations.


Banking that recognizes and rewards you.

Our bankers can help you save and earn more with specialized guidance and preferred rates offered to committed customers like you.

Premier banking. Premier perks.

With fewer fees and discounted loans, the savings add up for our premier customers.

We're here to help you meet your financial needs.

Plan for
Life's Goals

From retirement to starting a business and beyond, we connect you to advisors with flexible financial plans to fit your evolving needs. 

Don't Sweat the
Small Stuff

There is no monthly maintenance charge or fee for checking needs like using a non-M&T ATM or overdraft protection.

Receive Exclusive Rewards

Earn exclusive rewards and the opportunity to receive 1.5% cash back on purchases with no earning limits.

Protect What
You Love

As your life changes and new obstacles emerge, it's important to help protect who and what is important to you. 

Make a Major Purchase

Take advantage of preferred rates on personal loans and HELOCs to make purchases that get you closer to where you want to be.


Get pre-approved and see what you might have to pay to have the home — or homes — you want.

Thought Leadership from Wilmington Trust


The Importance of Rebalancing your 401(k)

The best way to keep your 401(k) account on track is to make sure your contributions...

Read More >


How to Balance Savings for Both College and Retirement

An intentionally planned path can help mitigate the emotional highs and lows...

View PDF >


Wilmington Trust's Capital Considerations

Wilmington Trust's Capital Considerations with Tony Roth Podcast

Listen Now >


Our customers are our greatest investment.

We continue to listen, adapt, and grow with the people we serve. Each of our customers, the communities they live in and what they are working to accomplish is unique. 

M&T is happy to support and share some of their journeys. 

Looking for a bank near you?

Visit the locations page to find your local branch.

Regardless of whether a monthly maintenance charge applies, M&T checking, savings and money market accounts are subject to transaction and service fees, including insufficient funds (NSF) and overdraft fees as noted in the Specific Features and Terms for each account and also the Additional Fees and Fees for Use of Electronic Banking Card for Consumer Checking/Savings Accounts, which are available on request at any M&T banking office or through the M&T Telephone Banking Center.
M&T will not charge you to access your account at non-M&T ATMs, and will reimburse the checking account (up to $2 per transaction, or full fee amount for accounts opened in the state of NJ) for the amount of any fee charged by another bank or ATM operator to use its ATMs in the 50 United States and Washington, DC.
 Loans are subject to credit approval and certain restrictions may apply.
The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). One 10,000 bonus point offer per Program Account is available to residents of the United States who open and use a new M&T Visa® Signature Credit Card to make at least $500 in Purchases within the first 90 days after such Card is opened. To be eligible for this bonus offer, account must be open, all minimum payments from account open must be made on time, customer must have made $500 in valid Purchases as returns will be deducted from purchase total, and not be in default at the time of fulfillment. Additional exclusions and terms apply. M&T Visa Signature Credit Cards earn 1.5 points for every $1 in Purchases. Points are awarded per qualifying transaction and rounded to the nearest whole number. Offers and Rewards points are subject to change and/or discontinuation without notice. Full Program Terms & Conditions, Definitions, and other Program information can be found at