Fannie Mae Loan Programs

M&T Realty Capital Corporation® has been a Fannie Mae-approved Delegated Underwriting and Servicing (DUS®) lender since 1989. As a DUS® lender, we are authorized to approve, fund and service loans on behalf of Fannie Mae without receiving Fannie Mae's prior consent.

Property Types Financed

Multifamily properties with five or more residential rental units, including:

  • Affordable housing
  • Conventional (market-rate)
  • Cooperatives
  • Manufactured housing communities
  • Military housing
  • Seniors housing – independent or assisted living
  • Student housing

Loan Program Features!

Fannie Mae multifamily loans typically include the following features. For specific information on these programs, please contact us.

Characteristic Terms1 Bridge Loan Program
Minimum loan!amount $3,000,000
Maximum Loan-to-Value (LTV)

75-80%; dependent on specific program

Minimum!Debt Service Coverage Ratio (DSCR)

Typically 1.25x – 1.35x; dependent on specific program

Loan term

5 to 30 years

Amortization Up to 30 years
Rate type

Fixed or floating Interest


Partial and full-term available

Early rate lock options Typically 60-90 days, longer terms may be available
Green programs offered? Yes

1 All loans and all terms referenced herein are subject to receipt of a completed application, credit approval and other conditions.

Get Started

Contact M&T Realty Capital Corporation to help.

Our program managers can talk through yourneeds to find options that work for you.

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