Surety Solutions

Allow our experienced professionals to find creative surety solutions. We represent a wide range of surety companies to find the best solution for you.


A Reputation Built on Experience & Trust

Your surety solutions provider should be as confident about your business as you are. Our surety professionals have relationships with a wide variety of surety companies—including regional and niche sureties, as well as top-ten surety companies in the United States. This allows us to work toward placing all types of bonds at competitive rates.

Operating in all 50 states and internationally, our team has developed expertise across top industries and more.

Construction Surety Solutions

  • Bid Bonds
  • Performance & Payment Bonds
  • Environmental Bonds
  • Maintenance Bonds

Commercial Surety Solutions

  • License & Permit Bonds
  • Subdivision Bonds
  • Court Bonds

Surety Program Due Diligence Review

Your dedicated surety consultant will employ a complimentary review to determine if you are maximizing opportunities to leverage surety bonds.


We work to understand your business operations, plans, and goals. We’ll review your current surety credit program to identify its strengths and weaknesses, as well as potential for improvement in areas such as service, credit capacity, premium pricing, and efficiency of internal bond order procedures



We'll make recommendations and prepare a surety submission that will secure the credit capacity limits that you require. Our submission are customized to ensure business strengths are appropriately conveyed to underwriters. Furthermore, we will benchmark costs to identify companies most likely to provide the best matches with your business plans and surety credit requirements


After reviewing recommendations together, we will access the surety marketplace to help you secure the surety credit capacity and pricing required. Our help doesn't end once the program is in place – as your surety consultant, we will be here to support your ongoing needs


You can't predict the future, but we can help you prepare for it.

Take control today with M&T Insurance Agency. 

Insurance Products offered are: NOT FDIC Insured • Not a deposit in, obligation of, nor insured by any federal government agency • Not guaranteed or underwritten by the bank • Not a condition to the provisions or terms of any banking service or activity.
Insurance products are offered by M&T Insurance Agency, Inc., not by M&T Bank. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.
The content of this page is for informational purposes only. It is not designed or intended to provide financial, tax, legal, investment, accounting, or other professional advice since such advice always requires consideration of individual circumstances. Please consult with the professionals of your choice to discuss your situation.