Manage your cards, your way.

Log in to your account for access to convenient tools and features that allow you to stay in charge and help keep your card accounts secure. 

Self-service features that help protect every M&T Card

Get card security alerts

Sign up to receive alerts via text, emailm or push notification when transactions happen, a card PIN is changed or other suspicious activity occurs. 

Lock & unlock your card

Have the ability to temporarily lock your card when you need to and unlock it again when you're ready. 

Report lost or stolen card

If you lost your card or are experiencing fraud on your account, log in to easily disable your card and M&T will issue a new one. 

Defense Against Fraud

Use your cards with confidence knowing, you won't be liable for any fraudulent charges because M&T Assurance helps detect, prevent and resolve fraud.

M&T Assurance does not apply to commercial card transactions.

Save time with these do-it-yourself card tools

Designed with features to make checkout fast and convenient — whether your shop in store or online.

Contact-Free Checkout

Look for the contactless icon and simply tap your card when you check out at any store.

Enhanced Security

Get added protection from fraud with chip technology strengthening the security of all your card transactions.

Digital Wallet

Add your M&T cards to your preferred digital wallet app for fast, easy checkout, online or in-store, with all the same security benefits as using your physical card.

Financial Education Center

Improve your financial understanding.

Set personalized playlists for your unique situation and get step-by-step guides and advice for how to save for college, a house, your business or retirement.

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We will cover up to $50 in late fees if a payment using M&T Online Bill Pay is late and you (i) scheduled the payment sufficiently in advance of the payment due date to allow for the payment to be processed and sent by us, and (ii) the date you selected as the Delivery Date was no later than the date your payment was due, excluding any applicable grace periods. Further, your payment must be scheduled according to the requirements set forth in the M&T Digital Services Agreement, and you must have sufficient available funds in your account. In the event your payee does not receive payment on time and charges you a late fee, contact Online Banking Support at 1-800-790-9130. We reserve the right to discontinue the Bill Pay Guarantee at our discretion at any time.