Business Credit Cards

In This Section

  • Choose a Business Credit Card >  View M&T Business Credit Cards options – featuring chip technology, easy account maintenance and a variety of benefits, rates and rewards to meet your business needs.
  • M&T Rewards >  M&T Rewards helps you earn points toward cash, travel and more every time you use your M&T Business Rewards Credit Card on  purchases.
  • Customize Your Card >  Add personality to your purchases with custom card designs for your M&T Business Credit Card that you can easily create online at the M&T Custom Card Design Studio.
The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). M&T Business Rewards Credit Cards earn 1.5 points for every $1 in Purchases. Offers and Rewards points are subject to change and/or discontinuation without notice. Full Program Terms & Conditions, Definitions, and other Program information can be found at
Use of the M&T Custom Card design service is subject to program Terms and Conditions and Image Guidelines. The "Identify Yourself" card is not a form of photo identification. There is no guarantee or expectation that merchants will use a photo on your card as an added form of security.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.